Major Highlights:

Loan LimitUp to NPR 1,000,000.00
Loan Tenure
  • Tenure of the Loan under this product paper shall not exceed Maximum of 5 Years except for Agriculture Business Loan in which case it can be up to 10 years however subsidy will be available for 5 years only.
  • Tenure of loans should be determined on the basis on nature of business
  • Loan repayment schedule shall be prepared considering the type of loan, amount, purpose and risk associated with the loan product.
  • Nature of Loan can be Term or Overdraft.
Eligibility
  • Has returned to Nepal after at least six month of work experience or training related to any occupation or Business in any foreign country however any PR or Green Card Holder will not be eligible for this loan product.
  • A brief proposal regarding Business Operation and Loan utilization.
  • Application shall be made within 3 Years from the Date of Return.
SecuritiesForeign Employment Returnee Youth project Loan will be secured through mortgage of Business Project.
Basic Documents
  • Loan Application Form
  • Business Registration documents from appropriate authority
  • Copy of Permanent Account Number (PAN)
  • Copy of Citizenship document
  • A brief proposal regarding Business Operation and Loan utilization, Detailed Project Report for Agriculture Business Loan more than 10 lakhs.
  • Self-declaration Regarding No Blacklisting under Credit Information Bureau.
  • Group Guarantee documents for loans involving Group Guarantee.
  • Separate files and Index documents for Loans Under this product paper
  • Additional document for Foreign Employment Returnee Youth:

    • Copies of passport and immigration documents
    • Copies of Labor permission wherever applicable
    • Copies of work experience/ jobs or business of the applicant in foreign country for at least six months
    • Self-declaration that the applicant is not holding any Green Card/PR of foreign country.

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Fd Rates
Fixed Deposits

9.00%

Less Than 2 Cr

Individual Deposit (2 Yrs < 30 Mth)

9.00%

Less Than 2 Cr

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