January 29th 2020
१५ माघ २०७६

Interest Rates

1. Current and Saving Deposit Products

Sn Account Name Min. Balance Interest Rate
1 Current Account* 5,000.00 0
2 Margin Account- Guarantee N/A 0
3 Corporate Call 5,000 Maximum-6.5%
4 Financial Institution Call 5,000 Maximum-6.5%
5 Personal Saving  100 6.5
6 Group Saving - 6.5
7 Home Employee Saving - 7
8 GarimaNari Saving 100 6.5
9 Welfare Saving 0 7
10 Super Saving 5000 6.75
11 Remittance Saving Account 100 7
12 Staff Saving - 7
13 General Savings Account 500 6.5
14 Public Saving 100 6.5
15 Social Development Account 100 6.5
16 Garima Shuva Lava Saving Acount 10000 6.75
17 Garima Dampati Saving Account 10000 6.5
18 Garima Sajilo Savings Account** 100 6.5
 

2. Garima Swasthya Surakshit Nikchhep Yojana (2 Year Fixed Deposit) (Conditions are applicable.)

S.N. Deposit Amounts
(Rs.)
Quarterly Interest At Maturity Interest Daily Medical & Treatment Facility
 (Rs.)
Accidental Insurance Surgical Facility Minor Surgical Facility Medium Surgical Facility Major
1 10,000-99,999 9.50 9.75 N/A 1,00,000 N/A N/A N/A
2 1,00,000-1,99,999 9.50 9.75 600 1,00,000 7,000 14,000 21,000
3 2,00,000-2,99,999 9.50 9.75 1200 2,00,000 7,000 14,000 21,000
4 3,00,000-3,99,999 9.50 9.75 1800 3,00,000 7,000 14,000 21,000
5 4,00,000 and Above 9.50 9.75 3000 4,00,000 7,000 14,000 21,000

3. Fixed Deposits

S.N. Account Name
Minimum Amount
Interest Payment on Monthly
Interest Payment At Quartarly/Maturity
1 FD 3 Months 10,000 10 10
2 FD 6 Months 10,000 10 10
3 FD 9 Months 10,000 10 10
4 FD 1 Year 10,000 10 10
5 FD 2-5 Years 10,000 9.75 10
6 FD Above 5 Years 10,000   10
7 Special Fixed Deposit  (One Year) 5,00,000 10 10
8 FD 200 Days 1,00,000 10 10
9 FD 300 Days 1,00,000 10 10
10 Recuring Saving 100   10
11 Sunaulo Bhabishya Nikchhep Yojana 500   10
12 Corporate Fixed Deposit(3 Months & Above) 10,000 10 10

4.FCY Deposites

SN Account Name Rate
1 FCY Deposit upto 2%p.a

4. Loan And Advances

S.N. Name of Products Interest Rate 
1 Micro Finance (Group Guarantee) Base Rate+Premium up to 9%
2 Micro Finance  (Wholesale) As per agreement
3 Loan Against FDR Coupon Rate + 2% or Base Rate whichever is higher
4 Loan Against Deposit Coupon Rate + 2% or Base Rate whichever is higher
5 Consortium Loan As per Agreement
6 All other Loan Products Base Rate+Premium up to 5%
  Base Rate (Ashwin 2076) 11.20%
* Only for Electronic Transaction,minimum balance will be Rs.500.
** Bank will deposit Rs100

We are OPEN!

banking hours

Sun-Thu 9.30 AM to 4 PM
Fri 9.30 AM to 2.30 PM
Winter: Kartik(16),Mangsir, Poush and Magh(15)
Sun-Thu 9.30 AM to 4 PM
Fri 9.30 AM to 2 PM

Holiday Counter

Saturdays and Holidays 
10.00 AM to 1:00 PM
(Mahendrapool,Butwal,Beni,Gongabu,Narayangarh Branches)
1PM to 3.30 PM
(Newroad Kathmandu branch only)

ATM Locations View All

  • Sabhagriha Chowk Pokhara
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  • Waling Moad Syangja
  • Galyang Syangja
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  • Samakhusi Chowk Kathmandu