Apply for Garima VISA Credit Card

Do you have account at Garima Bikas Bank Limited? YES NO

Select Branch * Attariya Branch Babiyachaur Branch Bagar Branch Baglung Branch Banepa Branch Baniyani Branch Bardaghat Branch Battar Branch Batulechaur Branch Bayarghari Branch Bayatari Branch Beni Branch Besishahar Branch Bhairahawa Branch Biratnagar Branch Biratchowk Branch Birauta Branch Birgha Branch Birgunj Branch Birtamod Branch Buddhachowk Branch Buddhachowk,Pokhara Budhabare Branch Burtibang Branch Butwal Branch Chabahil Branch Chandrapur Branch Chandrauta Branch Chapakot Branch Chapargaudi Branch Daldale Branch Damak Branch Damauli Branch Darbang Branch Dhadingbesi Branch Dhangadhi Branch Dharan Branch Dhungedhara Branch Dumre Branch Phalebas Branch Gaindakot Branch Galyang Branch Gatthaghar Branch Ghorahi Branch Gongabu Branch Gorkha Branch Hattigauda Branch Hemja Branch Hetauda Branch Huwas Branch Imadol Branch Inaruwa Branch Itahari Branch Janakpur Branch Jitpur Branch Jorpati Branch Kalaiya Branch Kalanki Branch Kawasoti Branch Khaireni Branch Kohalpur Branch Kotihawa Branch Kuleshwor Branch Kumaripati Branch Kusma Branch Lakeside Branch Lamki Branch Lazimpat Branch Mahendranagar Branch Mahendrapool Branch Maitidevi Branch Malpotchowk Branch Manigram Branch Milanchowk Branch Mugling Branch Murgiya Branch Narayangarh Branch Nepalgunj Branch New Baneshwor Branch Newroad Branch Parasi Branch Parsa Branch Pepsicola Branch Pharsatikar Branch Pokharebagar Branch Putalibajar Branch Rampur Branch Sabhagrihachowk Branch Satungal Branch Shantipur Branch Shivanagar Branch Simara Branch Sunawal Branch Surkhet Branch Suryabinayak Branch Talchowk Branch Tallo Gagangauda Branch Tamghas Branch Tandi Branch Tankisinwari Branch Tansen Branch Thamel Branch Tulsipur Branch Urlabari Branch Waling Branch Yogikuti Branch Malangwa Branch Barahathwa Branch Ishwarpur Branch Lalbandi Branch Godaita Branch Jhumka Branch Pathari Branch Gulariya Branch Satdobato Branch Machhapokhari Branch Chandragadi Branch Bhurigaun Branch Dhankuta Branch Mirdi Branch Drivertole Branch Cluster Office, Pokhara Cluster Office, kathmandu Cluster Office, Butwal Cluster Office, lalbandi Cluster Office, Kohalpur Cluster Office, Dharan Cluster Office, Narayangharh Cluster Office, Waling Head Office, Lazimpat Kathmandu Kirtipur Branch Putalisadak Branch Bhumre Ext. Counter Head Office-Human Resources Department Head Office-Logistic and General Service Department Head Office-Credit Administration Department Head Office-Information Technology Department Head Office-Operation Department Head Office-Risk Management/Legal Department Head Office-AML/CFT and Compliance Department Head Office-CEO's Office Head Office-Credit Risk Assessment/ Micro Finance Department Head Office-Collection, NPA and NBA Management Department Head Office-Finance, Account and Treasury Department Head Office-Internal Audit Department Head Office-Credit Business Department Head Office-Transaction Banking Business Department Head Office- Credit Risk Assessment Department Head Office- Deposit Resource Management Department Head Office-Risk Management & Legal Department Head Office- Corporate Affairs Department Head Office-Transaction Banking Business Branches Under Regional Office Butwal Branches Under Regional Office kohalpur Branches Under Regional Office waling Branches Under Regional Office pokhara Branches Under Regional Office kamalpokhari Branches Under Regional Office lazimpat Branches Under Regional Office lalbandi Branches Under Regional Office Narayanghar Branches Under Regional Office Beni Branches Under Regional Office Itahari Arjunchaupari Branch Biruwa Branch

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I/We hereby agree that the information provided above is correct and we will agree if a bank representative calls/messages us directly for further processing.

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Experience convenience and flexibility with the Garima Bikas Bank Limited Visa Credit Card. Enjoy exclusive facilities designed for our valued customers, combining ease of use, security, and multiple payment options. Our card allows seamless payments at any POS machine, making transactions smooth and hassle-free. Accepted nationwide, it's perfect for dining, shopping, and travel. For added convenience, we've integrated with the MOCO app, enabling you to make payments using your Garima Visa Credit Card directly from your mobile device. Settle bills, shop online, and enjoy cashless transactions with just a few taps. Need cash? You can withdraw up to your assigned credit limit from ATMs, offering a quick solution for immediate financial needs.

With our "Buy Now, Pay Later" principle, you can make purchases worry-free, enjoying a secure and convenient shopping experience. Our credit card offers competitive interest rates and transparent terms, empowering you to manage expenses efficiently. Apply today to unlock a world of possibilities with the Garima Bikas Bank Limited Visa Credit Card. Enjoy effortless payments, secure transactions, and the freedom to make purchases on your terms.

Features and Benefits:

• Joining Fees: NPR 1,000.00
• Annual Fee: NPR 1,000.00
• Payment Due Date: Due date shall be after 15 days of billing date.  
• Credit Period: Service charge free credit period up to 45 days from the previous billing date shall be provided.
• Minimum limit shall be NPR 15,000.00 and Maximum limit shall be 1.5 times of month's Gross Salary income or NPR 500,000.00 (whichever is low)
• Can be linked in MOCO App and used on various utility payments (i.e. Airplane Ticketing, Mobile Top-up, Electricity Payment, etc

Key Feature of Credit Cards

• Simple Documentation Process: Quick and hassle-free application with minimal paperwork.
• Fast Delivery: Receive your credit card within 7 working days.
• Interest-Free Credit Period: Enjoy up to 45 days of interest-free credit on purchases.
• Easy EMI Conversion: Convert your purchases into affordable EMIs, including payments made through other modes.
• Rewards & Cashback: Earn attractive rewards and cashback offers from time to time.
• Secure Online Payments: Enhanced safety with 3D Secure authentication for online transactions.
• Contactless Payments: Tap and pay for purchases up to Rs 5,000 without entering a PIN.
• Widespread Acceptance: Accepted at merchants and ATMs across India, Nepal, and Bhutan.3
• Attractive Credit Limit: Avail a credit limit of up to 1.5 times your monthly salary, with a minimum limit of NPR 15,000.00 and a maximum of NPR 500,000.00
• Billing Cycle: Credit card bill is generated on the 1st of every month, with a payment due date on the 16th of the same month.