Experience convenience and flexibility with the Garima Bikas Bank Limited Visa Credit Card. Enjoy exclusive facilities designed for our valued customers, combining ease of use, security, and multiple payment options. Our card allows seamless payments at any POS machine, making transactions smooth and hassle-free. Accepted nationwide, it's perfect for dining, shopping, and travel. For added convenience, we've integrated with the MOCO app, enabling you to make payments using your Garima Visa Credit Card directly from your mobile device. Settle bills, shop online, and enjoy cashless transactions with just a few taps. Need cash? You can withdraw up to your assigned credit limit from ATMs, offering a quick solution for immediate financial needs.
With our "Buy Now, Pay Later" principle, you can make purchases worry-free, enjoying a secure and convenient shopping experience. Our credit card offers competitive interest rates and transparent terms, empowering you to manage expenses efficiently. Apply today to unlock a world of possibilities with the Garima Bikas Bank Limited Visa Credit Card. Enjoy effortless payments, secure transactions, and the freedom to make purchases on your terms.
Features and Benefits:
- Joining Fees: NPR 1,000.00
- Annual Fee: NPR 1,000.00
- Payment Due Date: Due date shall be after 15 days of billing date.
- Credit Period: Service charge free credit period up to 45 days from the previous billing date shall be provided.
- Minimum limit shall be NPR 15,000.00 and Maximum limit shall be 1.5 times of month's Gross Salary income or NPR 500,000.00 (whichever is low)
- Can be linked in MOCO App and used on various utility payments (i.e. Airplane Ticketing, Mobile Top-up, Electricity Payment, etc
Key
Feature of Credit Cards
- Simple Documentation Process: Quick and hassle-free application with minimal paperwork.
- Fast Delivery: Receive your credit card within 7 working days.
- Interest-Free Credit Period: Enjoy up to 45 days of interest-free credit on purchases.
- Easy EMI Conversion: Convert your purchases into affordable EMIs, including payments made through other modes.
- Rewards & Cashback: Earn attractive rewards and cashback offers from time to time.
- Secure Online Payments: Enhanced safety with 3D Secure authentication for online transactions.
- Contactless Payments: Tap and pay for purchases up to Rs 5,000 without entering a PIN.
- Widespread Acceptance: Accepted at merchants and ATMs across India, Nepal, and Bhutan.3
- Attractive Credit Limit: Avail a credit limit of up to 1.5 times your monthly salary, with a minimum limit of NPR 15,000.00 and a maximum of NPR 500,000.00
- Billing Cycle: Credit card bill is generated on the 1st of every month, with a payment due date on the 16th of the same month.
9.00%
Less Than 2 Cr
Individual Deposit (2 Yrs < 30 Mth)9.00%
Less Than 2 Cr
Individual Deposit (2 Yrs < 30 Mth) More Rates Open Fixed Deposite