Experience convenience and flexibility with the Garima Bikas Bank Limited Visa Credit Card. Enjoy exclusive facilities designed for our valued customers, combining ease of use, security, and multiple payment options. Our card allows seamless payments at any POS machine, making transactions smooth and hassle-free. Accepted nationwide, it's perfect for dining, shopping, and travel. For added convenience, we've integrated with the MOCO app, enabling you to make payments using your Garima Visa Credit Card directly from your mobile device. Settle bills, shop online, and enjoy cashless transactions with just a few taps. Need cash? You can withdraw up to your assigned credit limit from ATMs, offering a quick solution for immediate financial needs.
With our "Buy Now, Pay Later" principle, you can make purchases worry-free, enjoying a secure and convenient shopping experience. Our credit card offers competitive interest rates and transparent terms, empowering you to manage expenses efficiently. Apply today to unlock a world of possibilities with the Garima Bikas Bank Limited Visa Credit Card. Enjoy effortless payments, secure transactions, and the freedom to make purchases on your terms.
Features and Benefits:
- Joining Fees: NPR 1,000.00
- Annual Fee: NPR 1,000.00
- Payment Due Date: Due date shall be after 15 days of billing date.
- Credit Period: Service charge free credit period up to 45 days from the previous billing date shall be provided.
- Minimum limit shall be NPR 15,000.00 and Maximum limit shall be 1.5 times of month's Gross Salary income or NPR 500,000.00 (whichever is low)
- Can be linked in MOCO App and used on various utility payments (i.e. Airplane Ticketing, Mobile Top-up, Electricity Payment, etc)
Transaction Limit:
There shall be the limit in transaction which shall be controlled at SWITCH level. The transaction limit will be as follows:
| Description | In Nepal | International |
| Minimum withdrawal amount per transaction | NPR 500.00 | NPR 800.00 |
| Minimum withdrawal amount per transaction | 10% of approved limit or maximum NPR 20,000.00 | 10% of approved limit or maximum NPR 16,000.00 |
| Number of cash transaction per day per card | 10 | 10 |
| Maximum amount withdraw per day | 10% of approved limit or maximum NPR 50,000.00 | 10% of approved limit or maximum NPR 24,000.00 |
| Number of POS Transaction Per day Per card | 25 | 25 |
| Payment through POS per transaction | NPR 100,000.00 | NPR 160,000.00 |
| Payment through POS per day | NPR 300,000.00 | NPR 160,000.00 |
| Payment through POS per transaction for travelling and entertainment | NPR 100,000.00 | NPR 160,000.00 |
| Payment through POS per day for travelling and entertainment | NPR 100,000.00 | NPR 160,000.00 |
*The limit will be subjected to change as per regulator and VISA.
9.00%
Less Than 2 Cr
Individual Deposit (2 Yrs < 30 Mth)9.00%
Less Than 2 Cr
Individual Deposit (2 Yrs < 30 Mth) More Rates Open Fixed Deposite