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२९ माघ, २०७७
11th Feb, 2021
Thu, December 05, 2024
वि.सं २०८१ मङ्सिर २०,बिहिबार

This Education loan is designed to finance students with the support of the parents or any other sponsor/s, who aspire to pursue for higher/technical/professional education. The loan will essentially help them to finance fees/expenses (to be paid in various forms to the educational institution) and travel/logistics support.

 

Major highlights:
Loan LimitNPR 0.15 Million to NPR 0.50 Million 
Loan Tenure
The maximum tenure for settlement of loan shall be 10 years (including one year grace period).
Repayment
Loan is to be repaid on Equated Monthly Installment (EMI) basis.
Eligibility
The age limit of the student to be 18-35 years and maximum age of the supporting parent to be 70.
Basic Document

The applicant should provide at least the following documents before initiation of the credit proposal.

  • Completed application form of the bank.
  • Details of the offer from the education institution signifying secured admission to the student
  • Map of the applicant's residence
  • Details of the guarantors
  • Copy of citizenship of applicant and the guarantors
  • Income source documents
  • Other related document as necessary
  • Estimated fees from educational institution for prescribed period
  • Certificates, worksheets of student

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Fd Rates
Fixed Deposits

9.00%

Less Than 2 Cr

Individual Deposit (2 Yrs < 30 Mth)

9.00%

Less Than 2 Cr

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