Internet banking

Internet Banking  refers to the system that enables bank customers to access accounts and general information on bank products and services through a personal computer (PC) or other intelligent device. Internet banking service connects you safely to your bank account anytime, anywhere. You may perform banking transactions electronically without visiting the bank premises. Garima online banking inhabits many of the banking activities which previously that could only be performed by visiting the bank.

We provide following Internet banking facilities:

• Account Statement
• Fund Transfer
• IPS Transaction
• IBFT Transaction
• Bill Payment
• Schedule Payment
• Manage Cheque Book
• Linked Accounts
• Report Messages

   Transaction limit:

Internet Banking Transaction Limits	Amount
Maximum Amount Per Transaction	100,000.00
Maximum Amount Per Day	2,000,000.00
Maximum Amount Per Month	5,000,000.00
Maximum Transaction Count Per Day	10

  Tips for internet banking:

• Avoid using internet banking on shared computers and public places like cafés, libraries, etc.
• Do not use public Wi-Fi while transacting.
• Never disclose your login passwords/NetSecure Codes to anyone.
• Do not reveal your account information to telemarketer or tele-callers.
• Never reply to emails that request personal and financial information.
• Ensure that your password in alphanumeric in combination of capital and small letter and include special characters to make it strong as far as possible.
• Make it a point to change your internet banking password regularly.
• Every time you complete your online banking session, log out and then shutdown.
• Check for the last  login to your internet bankingaccount.
• Install firewall and anti-virus software and update to help detect and disable malicious software.
• Disable the ‘Auto Complete’ function on your browser
• Ensure that the website is secured –– check for the green padlock in the URL and a valid SSL certificate. 
• Get your mobile number registered with the bank for real-time updates on your bank account.
• Do online money transfers personally.
• Periodically check your transaction history and balance.