![](https://garimabank.com.np/storage/news/2023/08/untitled-1_1692600514.jpg)
Garima Bikas Bank Limited has introduced the Garima Home Loan and Garima SME (Term) Loan, both featuring a fixed interest rate of 11.99% p.a.. The purpose behind these offerings is to help every Nepalese individual achieve the aspiration of "Own Home - Own Business." The interest rate for both the Garima Home Loan and the Garima SME (Term) Loan will remain consistent at 11.99% for a duration of 7 years.
Upon submission of all necessary loan-related documents, the approval process for these loans will be completed within 2 working days. Interested customers who wish to avail themselves of the Garima Simple Home Loan, designed for purchasing or constructing a house, or the Garima Simple SME Term Loan, intended for initiating or expanding a business/enterprise, are encouraged to reach out to the branch office of their preferred Bikas Bank.
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9.00%
Less Than 2 Cr
Individual Deposit (2 Yrs < 30 Mth)9.00%
Less Than 2 Cr
Individual Deposit (2 Yrs < 30 Mth) More Rates Open Fixed Deposite