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Garima Bikas Bank introduces Garima QR, a game-changing solution that enables businesses to receive instant payments directly into their bank accounts after a customer scans the QR code. With this digital initiative, the bank aims to promote widespread adoption of digital transactions throughout Nepal, enhancing the efficiency and accessibility of financial services.The benefits of Garima QR extend to both customers and businesses. Customers enjoy the convenience of seamless transactions using their mobile devices, while businesses can experience faster payment settlements and improved cash flow. This digital payment method ensures the safety and security of transactions, reducing the risks associated with carrying cash and eliminating the need for physical cards.

Garima Bikas Bank is offering Fonepay QR, Nepal Pay QR Code, MOCO QR etc.

Key Features:

  • Earn Merchant Rewards on transactions
  • Instantaneous payments
  • Digital cashless payments
  • QR Merchants payments directly into your bank account.
  • All the payment details and statements can be viewed online via web or mobile app.

How to Become QR Merchant:

  • Business entity must have an account with the bank.
  • Submit the PAN and business registration document.
  • Fill Merchant application Form
  • Collect the Standee from the respective branches and process for receiving the payment.

Transaction limit:

Method of Transaction Daily Limit

QR Code Payment

NPR 3 Lakh

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ATM Inside Valley

  • Gongabu Branch
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ATM Outside Valley

  • Waling Branch
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Current and Saving Deposit Products
S.N.Account NameMin. BalanceInterest Rate
1Current Account*5,0000
2Margin Account- GuaranteeN/A0
3Corporate Call Account5,000Up to 1.50%
4Financial Institution Call Account5,000Up to 1.50%
5Anibarya Saving Account-3.00%
6Home Employee Saving Account-3.00%
7Janakalyan Bachat Khata-3.00%
8Mero Share Bachat Khata
500
5.00%
9Garima 5 in 1 Bachat Khata1,0004.00%
10Super Saving Account5,0003.00%
11Remittance Saving Account1003.00%
12Staff Saving Account-3.00%
13Garima Shuva Lava Saving Acount10,0003.20%
14Garima Dampati Saving Account10,0003.20%
15Foreign Remittance Saving Account**
1000
6.00%
16Sworojgar Bachat Khata
5003.00%
17Foreign Employment IPO Account
1000
6.00%
18Garima PMS Account-5.00%
19All other Saving Account Product100.003.00%
Fixed Deposits
CategoryAccount NameTenureInterest PaymentRate
IndividualFixed Deposit3 Months to Below 6 MonthsQuarterly3.75%
Fixed Deposit6 Months to Below 1 Year Quarterly4.00%
Fixed Deposit1 Year to Below 2 YearQuarterly4.50%
Fixed Deposit2 Years & aboveQuarterly6.50%
Sunaulo Bhabisya Baal Nikchhep Yojana-Quarterly4.50%
Recurring Deposit-Quarterly4.50%
Garima Swornim Nikchhep Yojana- Quarterly4.50%
Garima Surakchhit Nikchhep Yojana**-Quarterly4.25%
Garima Surakchhit Nikchhep Yojana**-Maturity4.50%
InstitutionsFixed Deposit6 Months to Below 1 YearQuarterly3.00%
Fixed Deposit1 Year & Below 2 YearsQuarterly3.50%
Fixed Deposit2 Years & AboveQuarterly5.50%
                                                                    * Minimum Balance of Rs.500 only to customers doing transactions through electronic medium.
                                                                    ** Conditions applied

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  • Disclosure
२९ माघ, २०७७
11th Feb, 2021
Fri, June 27, 2025
वि.सं २०८२ असार १३,शुक्रबार
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18th Anniversary Quizmania

18th Anniversary Quizmania
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  • 18th Anniversary Quizmania

T&C are as follows:

  • The quiz contest will take place on the evening of Mangshir 16, 23 & 26 via our official Facebook page. 
  • Participants must like and follow our Facebook & Instagram page and join our Viber community as mandatory requirements. 
  • Please make sure to use #Garimabikasbank when commenting your answer.
  • A total of 15 winners will be randomly selected from all Quizmania (i.e., 6 from Quiz 1, 6 from Quiz 2, and 3 from Quiz 3) who provide the correct answer. Each winner will receive 2 match tickets (i.e., 15 winners will receive a total of 30 NPL match tickets).
  • Winners will be announced exclusively through our Viber community on each Wednesday. If a winner fails to claim the prize within Thursday evening, the bank will not be held liable.
  • Each winner will receive two normal tickets of Nepal Premier League (NPL) of matches to be held on 22 & 29 Mangshir & 1st Poush (Subject to Availability).  
  • Tickets for above stated NPL matches will be provided; however, the bank reserves the sole authority to decide which team matches the winners will receive tickets for.
  • Tickets are subject to availability through online platforms. If any tickets are sold out, winners can choose tickets for any match scheduled within the next three days.
  • Only NPL matches tickets will be provided; no cash exchanges are allowed. 
  • Applicable taxes on the prizes will be borne solely by the bank.
  • Garima Bikas Bank employees are welcome to participate in the quiz contest but will not be eligible to win.
  • Garima Bikas Bank reserves the right to change, modify, or discontinue the campaign at any time without prior notice.

Best wishes to all participants!  Stay tuned for more exciting updates in the future!


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Latest Updates View All

  • Vendor Listing Notice
    Jun 18, 2025
  • Tree Plantation & Water Tank Handover
    Jun 13, 2025
  • Invitation for Engineering Consultancy Services
    Jun 4, 2025
  • Invitation of Bid for Renovation Work
    May 23, 2025
  • Garima Bikas Bank Limited Expands Network with Two New Branches in Syangja District
    May 14, 2025
  • Invitation of Bid
    Apr 28, 2025

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Chief Information Officer

Mr. Anil Regmi

+977 9851364012  anil.regmi@garimabank.com.np

Grievance Handling Officer

Mr. Ishowari Prasad Dhakal

+977 9851350881 / 014545424 Ext: 104/131  gunaso@garimabank.com.np

 
Address
Head Office - Kathmandu 02, Lazimpat
Phone
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Call Center: 01-5970179
Toll Free: 16600145444
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Fd Rates
Fixed Deposits

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Less Than 2 Cr

Individual Deposit (2 Yrs < 30 Mth)

9.00%

Less Than 2 Cr

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