for the B Class (Development Banks), C class (Finance Companies) and D class (Micro-Finance) financial institutions as classified by Nepal Rastra Bank

The purpose of this facility is to finance the working capital requirement of the trading manufacturing and service units/industries

The amount of receivables, advances and stock should be taken as a basis for determining the loan limitThe loan amount should not exceed 70% of Net Working Capital (receivable + advances+ stocks- creditors/trade payables)Trade Advances may be considered, if the advance is provided as per business practice for that type of business For Term Loan Nature Loan, Loan Limit shall not exceed 80% of the total assets financed

This Education loan is designed to finance students with the support of the parents or any other sponsor/s, who aspire to pursue for higher/technical/professional education

This Hire Purchase Loan is designed to finance the purchase of public/commercial vehicles for business purpose having sufficient income sources

A working capital loan is a loan that is taken to finance a company's everyday operations

What is Micro Finance

The purpose of the loan is to finance individuals and institutions against security of shares, bonds, mutual funds, etc

Name of Products Interest Rate 1 Micro Finance&amp

Collateral requiredThe loan shall be secured against registered mortgage of the real estate being financed or any other unrelated collateral security

The purpose of the loan is to finance individuals and institutions against security of shares, bonds, mutual funds, etc

About Demand Term Loan This Demand Loan is designed for providing loans to firms or companies seeking finances for the fluctuating seasonal/ short term requirement on the current assets of the business

For Term Loan Nature Loan, Loan Limit shall not exceed 80% of the total assets financed

Helps you track your Finances: You can always monitor your account balance and transfer money from a different account if need be

This Demand Loan is designed for providing loans to firms or companies seeking finances for the fluctuating seasonal/ short term requirement on the current assets of the business

Categories Quarterly Reports Interest Rate of Last 3 Financial Years Annual Reports Base Rate E-Calendar Basel II Disclosure Anusuchi 14 Sebon AGM Minutes Refinance Report Investor Related Notice KYC Forms Service and Others Charges IPS-RTGS Form

Microfinance client need to deposit amount in following cases:a) In case of non-collateral loan facility, DSL client need to deposit 3 % of total loan approval amount

In case of non-renewal of Garima Swastha Surakshit Nikchep Yojana, branch should inform head office Finance Department for cancellation of insurance