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What is Overdraft Loan

Business Overdraft Loan

This Personal Loan is designed for financing personal and social requirements of individuals having identifiable and stable income sources against mortgage of real estate properties

What is Term Loan

This Agriculture Loan is designed for providing loans to the agricultural firms/companies engaged in the production and distribution of agricultural products such as vegetables, fruits, livestock, poultry, dairy, fish etc

Business Short Term Loan is offered to customers for meeting day to day working capital requirements for funding current assets, overheads, administrative expenses etc

This Real State Loan is designed for the financing of purchase of land and development of land towards land plotting for individuals and/or firms having identifiable income sources

Service Business Loan is designed for providing loans to customers for meeting day to day working capital requirements or meeting capital requirements

This Education loan is designed to finance students with the support of the parents or any other sponsor/s, who aspire to pursue for higher/technical/professional education

This Hire Purchase Loan is designed to finance the purchase of public/commercial vehicles for business purpose having sufficient income sources

What is Working Capital Loan

Consumption Loan is a loan granted to natural persons for the purpose of personal consumption

for personal purpose to the individuals having identifiable and stable income sources

Margin lending is a type of loan that allows you to borrow money to invest, by using your existing shares, managed funds and/or cash as security

Balance Interest Rate 1 Current Account* 5.000 0 2 Margin Account- Guarantee N/A 0 3 Corporate Call 5.000 Up to 1.50% 4 Financial Institution Call 5.000 Up to 1.50% 5 Personal Saving&amp

Balance Interest Rate Current Account * 5.000 0 Margin Account- Guarantee N/A 0 Corporate Call 5.000 Up to 2.8% Financial Institution Call 5.000 Up to 2.8% Personal Saving 100 5.61% Anibarya Bachat - 5.61% Home Employee Saving - 5.61% Garima Nari Saving 1.00 5.61% Welfare Saving 0 5.61% Super Saving 5.000 5.61% Remittance Saving Account 100 5.61% Staff Saving - 5.61% General Savings Account 500 5.61% Public Saving 100 5.61% Social Development Account 100 5.61% Garima Shuva Lava Saving Acount 10.000 5.61% Garima Dampati Saving Account 10.000 5.61% Garima Sajilo Savings Account 100 5.61% Bhabisya Surakshit 100 5.61% Mero Share Bachat Khata 500 7.11% Fixed Deposits Category Account Name Tenure Interest Payment Rate Individual Fixed Deposit 3 months Quarterly/Maturity 10.61% 6 months Quarterly/Maturity 10.61% 9 months Quarterly/Maturity 10.61% 1 Year Quarterly/Maturity 10.61% 2 Year Quarterly/Maturity 10.61% 2 yrs - 5 yrs Quarterly/Maturity 10.61% above 5 yrs Quarterly/Maturity 10.61% Sunaulo Bhabisya Baal Nikchhep - Quarterly 10.61% Recuring Fixed Deposit - Quarterly 10.61% Institutional Fixed Deposit 3 months Quarterly/Maturity 10.61% 6 months Quarterly/Maturity 10.61% 9 months Quarterly/Maturity 10.61% 1 Year Quarterly/Maturity 10.61% 1 year and above Quarterly/Maturity 10.61% View All

This Home Loan is designed for financing for purchase of land or building or construction of residential home for individuals having reliable and stable income sources

What is Loan against Share

About Demand Term Loan This Demand Loan is designed for providing loans to firms or companies seeking finances for the fluctuating seasonal/ short term requirement on the current assets of the business

SME Loans are meant for all Small and Medium Enterprises

This Loan against FD is designed for providing loans to individuals or firms pledging Fixed Deposit (FD) Receipts of their own

A bridge gap loan is a short-term loan used until a person or company secures permanent financing of removes an existing obligation

Garima Professional Loan is targeted to those individuals who are working professionals in their respective fields and sectors for personal purpose

refers to the system that enables bank customers to access accounts and general information on bank products and services through a personal computer (PC) or other intelligent device

Major Highlights:Loan LimitUp to NPR 1.000,000.00Loan TenureTenure of the Loan under this product paper shall not exceed Maximum of 5 Years except for Agriculture Business Loan in which case it can be up to 10 years however subsidy will be available for 5 years only

Major Highlights:Loan LimitUp to NPR 7.00,000.00Loan TenureTenure of the Loan under this product paper shall not exceed Maximum of 5 Years except for Agriculture Business Loan in which case it can be up to 10 years however subsidy will be available for 5 years only

SecuritiesWomen Entrepreneurship Loan will be secured through Personal or Group Guarantee

Major Highlights:Loan LimitUp to NPR 500.000,000.00*Loan TenureTenure of the Loan under this product paper shall not exceed Maximum of 5 Years except for Agriculture Business Loan in which case it can be up to 10 years however subsidy will be available for 5 years only

SecuritiesDalit Community Business Development Loan will be secured through Personal or Group Guarantee

Major Highlights:Loan LimitUp to NPR 500.000,00Loan TenureTenure of the Loan under this product paper shall not exceed Maximum of 5 Years except for Agriculture Business Loan in which case it can be up to 10 years however subsidy will be available for 5 years only

EligibilityHas not received any organizational subsidy other than Personal Loan Subsidy from Nepal GovernmentHas entered into an agreement with National Reconstruction Authority for the construction of Personal home and unable to start the construction due to economic deficit

This Demand Loan is designed for providing loans to firms or companies seeking finances for the fluctuating seasonal/ short term requirement on the current assets of the business

Instead by liquidating fixed deposit he/she should be advised to avail advance/loan against the Fixed Deposit Receipt

Personal Savings is a voluntary savings account specially designed for Deprived Sector Loan (DSL) customers

Aanivarya Saving account is a mandatory saving account where Deprived Sector Loan (DSL) client need to deposit certain percentage amount while receiving a loan facility

Bhabishya Surakshit Saving is new scheme account where Deprived Sector Loan (DSL) client can deposit amount in monthly basis for 10 years

however, the account holder can take the loan as loan against deposit

Instead by liquidating fixed deposit he/she should be advised to avail advance/loan against the Fixed Deposit Receipt