Garima VISA Debit Card serves as a valuable financial management tool, providing users with a range of benefits. By eliminating the need to carry physical cash, it offers freedom and convenience in day-to-day transactions. Users can make purchases at various merchant locations, both domestically and internationally (i.e. Nepal & India). It also enables with the option of making purchases at merchant locations as well as cash withdrawal from ATMs with access to the bank account. It is a convenient financial management tool that offers many benefits, however at the same time it also carries many responsibilities to the holder thereof.
GBBL is one of the Visa Network members of Nepal Investment Bank Limited.Features and Benefits:
- Valid in Nepal and India.
- Valid for a period of 5 years.
- Accepted in ATM machines and POS machines.
- Green PIN or Paperless PIN Generation.
- Easy Tap & Pay contactless technology that doesn’t require PIN verification for the transaction.
- Transaction Alerts with instant SMS.
Security Awareness:
| Do's | Don'ts |
| Please insert your Chip Card on Card Reader and leave the card until and less your transaction is completed. | Do not give your password or PIN Code to anyone. |
| Please read the instructions displayed in the ATM Screen carefully. | Do not perform transactions in presence of others. |
| Please collect cash and card after it is instructed. | Do not leave ATM booth before your transaction is complete. |
| Always verify the cash before leaving the ATM booth. | Please do not try to remove the card forcefully from the ATM. This may damage the chip on the Card as well as Card Reader. |
| Do keep the transaction receipts with you and verify them with your account statement regularly. | Do not give your card to any other person for any purpose. |
| Please change your PIN number on regular basis. | Do not accept help from any person when using your card in the ATM. If you need any help, please call us at the numbers given below. |
Transaction Limit:
| ATM Card & POS Limit | In Nepal | In India |
| Per Transaction Limit - ATM | NPR 25,000.00 | INR 10,000.00 |
| Daily Transaction Limit - ATM | NPR 100,000.00 | INR 10,000.00 |
| Monthly Transaction Limit - ATM | NPR 400,000.00 | INR 100,000.00 |
| Daily Transaction Count Limit - ATM | 10 | 10 |
| Per Transaction Limit - POS | NPR 100,000.00 | INR 100,000.00 |
| Daily Transaction Limit - POS | NPR 300,000.00 | INR 100,000.00 |
| Monthly Transaction Limit - POS | NPR 600,000.00 | INR 100,000.00 |
| Daily Transaction Count Limit - POS | 10 | 10 |
| Tap to Pay on POS* | NPR 5,000 per Transaction | N/A |
*Above rate are subject to change as per NRB.
9.00%
Less Than 2 Cr
Individual Deposit (2 Yrs < 30 Mth)9.00%
Less Than 2 Cr
Individual Deposit (2 Yrs < 30 Mth) More Rates Open Fixed Deposite