Garima Swasthya Surakshit Nikchhep Yojana

  • Interest Rate: Highly Attractive Interest Rate
  • Minimum Balance: 10,000
  • Interest Payment: Quarterly

Garima Surakchhit Nikchhyap Yoajana is an one year FD product of GBBL having insurance facilities and highest interest rate.

Insurance Plan:

SN

Amount

Interest Rate

Daily Medical Treatment Facility

Accidental Insurance

Surgery Facility

Quarterly

Lump sum

Minor

Medium

Major

1.

10,000 to 99,999.00

As Published

As Published

N/A

100,000.00

N/A

N/A

N/A

2.

100,000.00 to 199,999.00

As Published

As Published

600.00

100,000.00

7,000.00

14,000.00

21,000.00

3.

200,000 to 299,999.00

As Published

As Published

1200.00

200,000.00

7,000.00

14,000.00

21,000.00

4.

300,000.00 to 399,999.00

As Published

As Published

1800.00

300,000.00

7,000.00

14,000.00

21,000.00

5.

400,000.00 and above

As Published

As Published

3000.00

400,000.00

7,000.00

14,000.00

21,000.00

Conditions:

  1. This Policy is applicable only after 30 days from the date of FD opened
  2. Not applicable for age group above 60 years
  3. Daily Medical Treatment facility up to 45 days
  4. Medical claim of Eye and Dental problems not applicable in this policy
  5. Not applicable for Pregnant case, Abnormal Person, HIV Aids, Drunk person, organ transplantation, suicide etc
  6. Others Condition Applicable as per Himalayan General Life Insurance

 Requirements for Individuals

  1. Completed FD account opening form
  2. Two Passport photograph (for new customer)
  3. Valid means of identification ;  Citizenship ID or Passport
  4. Birth Certificate or age verifying document in case of minor and copy of Citizenship of the Guardian
  5. Nominee Citizenship copy & one Passport size Photo (Nominee not mandatory)

Pre Matured Fixed Deposit

In a situation when fixed deposit is not due for payment but client is requesting for payment he/she should be explained about loss of interest. Instead by liquidating fixed deposit he/she should be advised to avail advance/loan against the Fixed Deposit Receipt. Even if the customer does not agree the FDR can be liquidated after taking approval of operation in charge or branch manager with following actions:

  1. The interest rate applicable will be normal saving account’s rate which is less than the closet prevailing rate for the completed period.
  2. In case of non-renewal of Garima Swastha Surakshit Nikchep Yojana, branch should inform head office Finance Department for cancellation of insurance.
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Fd Rates
Fixed Deposits

9.00%

Less Than 2 Cr

Individual Deposit (2 Yrs < 30 Mth)

9.00%

Less Than 2 Cr

Individual Deposit (2 Yrs < 30 Mth) More Rates
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