Business Overdraft Loan
Garima Bikas Bank Ltd. was established by a group of enthusiastic, dedicated and successful professionals and entrepreneurs from different fields including business, teaching, engineering, doctors, banking, accounting, management etc. We are multicultural, multilingual members of our communities. Our rich diversity is our strength.
Garima Bikas Bank employees are approachable, personable and knowledgeable. We encompass an ever expanding range of business expertise and personal experience. We have a long history and our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage new communities. Throughout each change, our unwavering commitment to customer service has been our guiding principle.
The bank was incorporated under Company Act on Shrawan 22, 2064 and acquired license from Nepal Rastra Bank to perform its financial transactions on Ashwin 24, 2064. The bank started its formal operations on Kartik 18, 2064 from Waling 3, Syangja. After the successful merger between Garima Bikas Bank Limited and the then Nilgiri Bikas Bank Limited, the bank upgraded to National Level on Ashadh 29, 2072.
The bank is now operating 120 branches, 1 extension counter and 51 ATMs throughout the country strategically placed for the convenience of customers.
Welcome to the official webpage of Garima Bikas Bank Limited. From here, you can access all our information, facilities and digital services.
First of all, I would like to express my sincere gratitude to the all stakeholders, customers, shareholders, regulatory bodies and the employees of Garima Bikas Bank Limited for their contribution in making our bank as one of the best national level development bank of Nepal.
As we have very clear vision, i.e. 'Access to All', we are equally focused on providing qualitative banking facilities to all customers with the equal respect. As a result, our bank has consistently posted healthy growth in the balance sheet each year and will continue to do so further.
We are committed to offer the best of services to customers and to be their first choice.. We have very clear vision, i.e. “Access to All”. We focus on equal access of all peoples who are real seeker of banking services.
We have very clear vision, i.e. “Access to All”. We focus on equal access of all peoples who are real seeker of.
Missions of Garima Bikas Bank Ltd. can be summarized as: Deliver wonderful banking service
To provide sustainable and quality financial service to the public upholding and enhancing the interest
|S.N.||Account Name||Min. Balance||Interest Rate|
|2||Margin Account- Guarantee||N/A||0|
|3||Corporate Call||5,000||Up to 3.50%|
|4||Financial Institution Call||5,000||Up to 3.50%|
|8||Home Employee Saving||-||7.00%|
|9||Garima Nari Saving||100||7.00%|
|10||Janakalyan Bachant Khata||100||7.00%|
|11||Mero Share Bachat Khata||500||9.00%|
|13||Remittance Saving Account||100||7.00%|
|15||General Savings Account||500||7.00%|
|17||Social Development Account||100||7.00%|
|18||Garima Shuva Lava Saving Acount||10,000||7.20%|
|19||Garima Dampati Saving Account||10,000||7.20%|
|20||Garima Sajilo Savings Account**||100||7.00%|
|21||Foreign Remittance Saving Account**||1000||10.00%|
|23||Sworojgar Saving Account ||500||7.00%|
|24||Bal Bachat Khata||100||7.00%|
|25||Senior Citizen Saving A/C||100||7.00%|
|Category||Account Name||Tenure||Interest Payment||Rate|
|Individual||Fixed Deposit||3 months and above||Monthly/Quarterly/Maturity||12.00%|
|Foreign Remittance FD Account**||3 months and above||Monthly/Quarterly/Maturity||13.00%|
|Sunaulo Bhabisya Baal Nikcchep||-||Quarterly||12.00%|
|Recuring Fixed Deposit||-||Quarterly||12.00%|
|Garima Swornim Nikcchep yojana||Quarterly||12.00%|
|Institutions||Fixed Deposit||3 months and above||Monthly/Quarterly/Maturity||11.00%|
Business Overdraft Loan