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Garima Bikas Bank introduces Garima QR, a game-changing solution that enables businesses to receive instant payments directly into their bank accounts after a customer scans the QR code. With this digital initiative, the bank aims to promote widespread adoption of digital transactions throughout Nepal, enhancing the efficiency and accessibility of financial services.The benefits of Garima QR extend to both customers and businesses. Customers enjoy the convenience of seamless transactions using their mobile devices, while businesses can experience faster payment settlements and improved cash flow. This digital payment method ensures the safety and security of transactions, reducing the risks associated with carrying cash and eliminating the need for physical cards.

Garima Bikas Bank is offering Fonepay QR, Nepal Pay QR Code, MOCO QR etc.

Key Features:

  • Earn Merchant Rewards on transactions
  • Instantaneous payments
  • Digital cashless payments
  • QR Merchants payments directly into your bank account.
  • All the payment details and statements can be viewed online via web or mobile app.

How to Become QR Merchant:

  • Business entity must have an account with the bank.
  • Submit the PAN and business registration document.
  • Fill Merchant application Form
  • Collect the Standee from the respective branches and process for receiving the payment.

Transaction limit:

Method of Transaction Daily Limit

QR Code Payment

NPR 3 Lakh

Branch Inside Valley

  • Chabahil Branch
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  • Arjunchaupari Branch
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ATM Inside Valley

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ATM Outside Valley

  • Waling Branch
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Current and Saving Deposit Products
S.N.Account NameMin. BalanceInterest Rate
1Current Account*5,0000
2Margin Account- GuaranteeN/A0
3Corporate Call Account5,000Up to 1.50%
4Financial Institution Call Account5,000Up to 1.50%
5Anibarya Saving Account-3.00%
6Home Employee Saving Account-3.00%
7Janakalyan Bachat Khata-3.00%
8Mero Share Bachat Khata
500
5.00%
9Garima 5 in 1 Bachat Khata1,0004.00%
10Super Saving Account5,0003.00%
11Remittance Saving Account1003.00%
12Staff Saving Account-3.00%
13Garima Shuva Lava Saving Acount10,0003.20%
14Garima Dampati Saving Account10,0003.20%
15Foreign Remittance Saving Account**
1000
6.00%
16Sworojgar Bachat Khata
5003.00%
17Foreign Employment IPO Account
1000
6.00%
18Garima PMS Account-5.00%
19All other Saving Account Product100.003.00%
Fixed Deposits
CategoryAccount NameTenureInterest PaymentRate
IndividualFixed Deposit3 Months to Below 6 MonthsQuarterly3.75%
Fixed Deposit6 Months to Below 1 Year Quarterly4.00%
Fixed Deposit1 Year to Below 2 YearQuarterly4.50%
Fixed Deposit2 Years & aboveQuarterly6.50%
Sunaulo Bhabisya Baal Nikchhep Yojana-Quarterly4.50%
Recurring Deposit-Quarterly4.50%
Garima Swornim Nikchhep Yojana- Quarterly4.50%
Garima Surakchhit Nikchhep Yojana**-Quarterly4.25%
Garima Surakchhit Nikchhep Yojana**-Maturity4.50%
InstitutionsFixed Deposit6 Months to Below 1 YearQuarterly3.00%
Fixed Deposit1 Year & Below 2 YearsQuarterly3.50%
Fixed Deposit2 Years & AboveQuarterly5.50%
                                                                    * Minimum Balance of Rs.500 only to customers doing transactions through electronic medium.
                                                                    ** Conditions applied

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  • Disclosure
२९ माघ, २०७७
11th Feb, 2021
Mon, May 19, 2025
वि.सं २०८२ जेठ ०६,सोमबार
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Cashback offer in Garima Debit/Credit Card

Garima Debit/Credit Card
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  • Cashback offer in Garima Debit/Credit Card

We hope this message finds you in good health and high spirits. We are thrilled to announce an exclusive cashback campaign in celebration of the auspicious Dashain Festival, specially curated for our esteemed debit and credit cardholders.

Highlights & Benefits of the Campaigns:

  • The campaign will be active from the 28th of Ashoj, 2080, to the 7th of Kartik, 2080.
  • 20% of the card transaction, with a maximum cap of NPR 200 Per customer throughout the campaign period
  • Transactions made through Debit/Credit cards on POS terminals within Nepalese territory shall be only counted.
  • Transaction occurred within Nepal shall only be eligible for the Cashback.
  • Customers must perform a transaction with a minimum amount of 100 or above.
  • Cashback will be credited to the customer's account at the conclusion of the campaign.
  • Each individual cardholder is entitled to receive a maximum cashback of Rs. 200.

We encourage you to make the most of this opportunity to celebrate Dashain with extra cheer while reaping the benefits of this special campaign. Your support and patronage have been instrumental in our success, and we look forward to serving you during this festive season and beyond.

Thank you for being a valued member of our banking family. Wishing you a prosperous and joy-filled Dashain Festival!

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Latest Updates View All

  • Garima Bikas Bank Limited Expands Network with Two New Branches in Syangja District
    May 14, 2025
  • Invitation of Bid
    Apr 28, 2025
  • Invitation for Bids
    Apr 11, 2025
  • Garima Bikas Bank Ltd Partners with Daraz to Offer Up to 15% New Year Discount for Cardholders
    Apr 4, 2025
  • Vehicle Sales Auction Notice
    Apr 2, 2025
  • Garima Bikas Bank announces vacancies for various positions
    Mar 30, 2025

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Chief Information Officer

Mr. Anil Regmi

+977 9851364012  anil.regmi@garimabank.com.np

Grievance Handling Officer

Mr. Ishowari Prasad Dhakal

+977 9851350881 gunaso@garimabank.com.np
 
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