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Garima Bikas Bank introduces Garima QR, a game-changing solution that enables businesses to receive instant payments directly into their bank accounts after a customer scans the QR code. With this digital initiative, the bank aims to promote widespread adoption of digital transactions throughout Nepal, enhancing the efficiency and accessibility of financial services.The benefits of Garima QR extend to both customers and businesses. Customers enjoy the convenience of seamless transactions using their mobile devices, while businesses can experience faster payment settlements and improved cash flow. This digital payment method ensures the safety and security of transactions, reducing the risks associated with carrying cash and eliminating the need for physical cards.

Garima Bikas Bank is offering Fonepay QR, Nepal Pay QR Code, MOCO QR etc.

Key Features:

  • Earn Merchant Rewards on transactions
  • Instantaneous payments
  • Digital cashless payments
  • QR Merchants payments directly into your bank account.
  • All the payment details and statements can be viewed online via web or mobile app.

How to Become QR Merchant:

  • Business entity must have an account with the bank.
  • Submit the PAN and business registration document.
  • Fill Merchant application Form
  • Collect the Standee from the respective branches and process for receiving the payment.

Transaction limit:

Method of Transaction Daily Limit

QR Code Payment

NPR 3 Lakh

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Current and Saving Deposit Products
S.N.Account NameMin. BalanceInterest Rate
1Current Account*5,0000
2Margin Account- GuaranteeN/A0
3Call Account (Corporate/Financial Institution)5,000Up to 1.38%
4Anibarya Saving Account-2.76%
5Home Employee Saving Account-2.76%
6Janakalyan Bachat Khata-2.76%
7Mero Share Bachat Khata
500
4.76%
8Garima 5 in 1 Bachat Khata1,0003.76%
9Super Saving Account5,0002.76%
10Staff Saving Account-2.76%
11General Savings Account5002.76%
12Garima Shuva Lava Saving Acount10,0002.96%
13Garima Dampati Saving Account10,0002.96%
14Foreign Remittance Saving Account
1,000
5.76%
15Sworojgar Bachat Khata
5002.76%
16Foreign Employment IPO Account
1,000
5.76%
17Garima PMS Account-4.76%
18All other Saving Account Product100.002.76% 
Fixed Deposits
CategoryAccount NameTenureInterest Payment FrequencyInterest Rate
IndividualsFixed Deposit3 Months to Below 6 MonthsQuarterly2.76%
Fixed Deposit6 Months to Below 1 YearQuarterly2.76%
Fixed Deposit1 Year to Below 2 YearsQuarterly3.00%
Fixed Deposit2 Years to Below 5 YearsQuarterly4.00%
Fixed Deposit5 Years and AboveQuarterly5.64%
Sunaulo Bhabisya Baal Nikcchep Yojana-Quarterly3.00%
Recurring Deposit-Quarterly3.00%
Garima Swornim Nikcchep Yojana-Quarterly3.00%
Garima Surakshit Nikchhep Yojana**-Quarterly2.75%
Garima Surakshit Nikchhep Yojana**-Maturity3.00%
InstitutionsFixed Deposit6 Months to Below 1 YearQuarterly2.76%
Fixed Deposit1 Year to Below 2 YearsQuarterly2.76%
Fixed Deposit2 Years to Below 5 YearsQuarterly3.00%
Fixed Deposit5 Years and AboveQuarterly4.64%
* Minimum Balance of Rs.500 only to customers doing transactions through electronic medium.
** Conditions applied.

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२९ माघ, २०७७
11th Feb, 2021
Mon, November 17, 2025
वि.सं २०८२ मङ्सिर ०१,सोमबार
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Garima Road Race 2082

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  • Garima Road Race 2082

Garima Development Bank Limited is organizing the second edition of the Garima Road Race 2082 on the occasion of its 19th Annual Celebration, under the theme "Sports for Health." The event is scheduled for Mangsir 6, 2082 (Saturday). Following the success of the previous year, the competition will feature multiple categories:

  • Open (Men and Women): 10 kilometers

  • Corporate (Men and Women): 5 kilometers

  • Veteran (Men and Women): 5 kilometers

This year, a new Veteran category has been introduced to include participants over the age of 45 for women and 50 for men, in response to the growing demand for inclusivity. Around 1,000 participants are expected to take part in Garima Road Race 2082.

Cash Prizes:

  • Open Category:

    • 1st place: NPR 50,000

    • 2nd place: NPR 35,000

    • 3rd place: NPR 20,000

    • 4th place: NPR 15,000

    • 5th place: NPR 10,000

  • Corporate and Veteran Categories:

    • 1st place: NPR 30,000

    • 2nd place: NPR 20,000

    • 3rd place: NPR 14,000

    • 4th place: NPR 10,000

    • 5th place: NPR 7,000

The race will begin at the Garima Bikas Bank’s proposed headquarters building in Baluwatar, Kathmandu. The route for the Open Category will cover a distance from the headquarters to the Budhanilkantha Municipality (Ward No. 3) office building, then return via the same route to finish at Baluwatar. For the Corporate and Veteran categories, the route will take participants from Baluwatar to Basbari's Neuro Hospital and back to Baluwatar for the finish.

Registration:

To streamline the registration process, Garima Development Bank has partnered with the Khalti app. Interested participants can register via the Khalti app by paying a registration fee of NPR 20 from Kartik 28 (October 15, 2025) to Mangsir 4 (November 20, 2025).

For more information, participants can contact the bank's Call Center at 01-5970179.

In Garima Road Race 2081, Olympic athlete Santoshii Shrestha was among the 650 participants, and the bank expects a similar or larger turnout this year.

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Latest Updates View All

  • Garima Bikash Bank Concludes 19th Annual General Meeting
    Nov 13, 2025
  • Invitation for Bids
    Oct 17, 2025
  • Re-Invitation for Sealed Bids:
    Sep 24, 2025
  • Invitation for Sealed Bids: Construction and related works of its Corporate Office Building
    Sep 3, 2025
  • Branch Relocation - Lakeside Branch, Pokhara
    Aug 31, 2025
  • Garima Bikas Bank Limited Honoured at the Emerging Asia Banking Conclave & Awards
    Aug 29, 2025

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Chief Information Officer

Mr. Anil Regmi

+977 9851364012  anil.regmi@garimabank.com.np

Grievance Handling Officer

Mr. Ishowari Prasad Dhakal

+977 9851350881 / 014545424 Ext: 104/131  gunaso@garimabank.com.np

 
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